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Tips for Using Cash Back Credit Cards

Helpful hints and techniques from a long time cash back card user with a Master’s Degree in Economics.

1.      Usability is key – make sure you have a cash back card for every credit card purchase you might make. Have at least one of each of these:

·  Cash Back Visa or MasterCard

·  Cash Back American Express

·  Cash Back Discover Card

2.      The point systems, interest rates and fees are very similar across all these different cards.  Don’t get bogged down in comparing them. 

3.      Don’t apply for a whole bunch of credit cards all at once – it’s bad for your credit score. Bookmark this page by pressing Ctrl then D, so you can come back in a month or two and apply for more cards.

1.      Stay up to date with the latest Cash Back Card news by signing up for my newsletter

2.      If you have any questions, please ask me and I will give you my thoughts. 

 

© 2007